When I am doing Back to School shopping for my daughter. The first thing I do is to create a list of everything she needs. I would then try to find the best deals/prices for her must have items by doing lots of research online and in the stores. With a set budget, I purchase everything she needs first. If there is money left over from the budget, then we would tackle her wish list and pick a few things from that list.
Here is some back to school shopping tips VISA would like to share with my readers:
Set a budget and stick to it. One way to do this is to make a list in advance for what each child will need. Additionally, parents can purchase a Visa gift card for the exact amount they want to spend. For kids who are old enough to shop on their own, having a Visa gift card with a set limit can help teach them an important lesson of staying within your financial means.
Research money-saving perks and benefits. Take the time to do some research in advance of hitting the stores as there are many online resources for finding great deals and saving on back-to-school needs. For example, shoppers can visit Visa.com and get access to a number of retailer offers including discounts from OldNavy.com and Target.com. Visit www.visa.com/discounts for more information.
Track spending and know where you stand. When back-to-school shoppers pay with Visa, they can easily keep track of purchases, monitor card balances, and check account histories online at their bank’s website. This helps families understand where the money goes, set and monitor financial goals and better prepare to spend smarter in the future.
Create an ongoing family finance dialogue. Use this budgeting opportunity to start a meaningful dialogue with your family about personal finance management. These tangible opportunities can help teach the whole family about financial responsibility.
Many thanks to VISA. The company has generously offered one $50 VISA credit card gift card as a giveaway prize to one of my lucky readers. This giveaway ends on Sep 7th, 2012.
*You must follow Sugar Pop Ribbons through Google Friend Connect to be eligible to win this giveaway.
*You must also leave me a comment using the blogger comment form for this post to be eligible to win this giveaway.
Read the fine print:
* Lucky winner or winners will be selected through True Random Number Generator.
* If your profile page does not show your email address, please include your email address in your comment. For example: sugarpopribbons at yahoo dot com -- so that I may get in touch with you if you are selected as the giveaway winner.
* Each giveaway winner has 48 hours to respond to my email about getting the awesome giveaway prize to him/her. If the winner does not reply to my email within 48 hours, I will choose another winner using the True Random Number Generator.
* I do contact each winner via email. If anyone is curious about who the giveaway winner is for any of my giveaways, please go back to the original post of that giveaway. Once a winner is selected through random.org, I will post a screen shot of the number picked by random.org. You will be able to see which number has been selected and if you scroll down to the bottom of the page, you can cross check who the giveaway winner is.
*I received a free product (or products) for review purposes. I did not receive any form of compensation from the company. All opinions are my own and not influenced in anyway. My reviews are not always positive, but they are my personal and honest opinions. Other people's views and experiences with the product or products might be different from mine
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